Yesterday I was shooting pictures of bees in the flowers on my patio and I saw this
According to iNaturalist this could be one of two varieties of Leafcutter bee, a solitary predatory wasp of the genus Tachytes, or two other types of ground nesting wasp. My opinion of iNaturalist’s species identification AI algorithm is decreasing by the minute. I’m welcome to input from any interested entomological sleuth!